Sign up for our newsletter!
Want to stay up-to-date on industry trends?
Effective Date: November 13, 2024
**Last Updated:** November 13, 2026
General Disclaimer The content provided through www.ericahostettler.com, operated by EmpowHERed & Encouraged LLC ("Company," "we," "our," or "us"), including our website, courses, memberships, coaching and mentoring programs, Bible studies, digital products, educational resources, retreats, events, and other services, is intended for educational, informational, inspirational, and personal development purposes only. While we strive to provide valuable and accurate information, all content is general in nature and should not be considered individualized professional, medical, legal, financial, investment, mental health, or other specialized advice. You are solely responsible for your decisions, actions, and results. We encourage you to consult qualified professionals when making important personal, business, financial, legal, or health-related decisions.
# 1. No Guarantee of Results WE MAKE NO GUARANTEES OR PROMISES REGARDING ANY SPECIFIC RESULTS, OUTCOMES, EARNINGS, BUSINESS SUCCESS, FINANCIAL IMPROVEMENT, PERSONAL TRANSFORMATION, OR OTHER BENEFITS FROM OUR PRODUCTS, PROGRAMS, OR SERVICES. Any examples, testimonials, success stories, earnings discussions, or personal experiences shared through our website, marketing materials, courses, or programs are provided for illustrative purposes only. They are not guarantees or predictions of what you will personally achieve. Individual results vary and depend on numerous factors, including but not limited to your background, experience, effort, commitment, resources, personal circumstances, market conditions, and decisions. By purchasing or participating in any offering from EmpowHERed & Encouraged LLC, you acknowledge that: - Your purchase does not guarantee any particular result or outcome. - Participation alone does not ensure success or personal transformation. - You are responsible for implementing any information or strategies provided. - Results experienced by other customers or participants do not guarantee similar results for you. - We are not responsible if your expectations or desired outcomes are not achieved. **Dissatisfaction with personal results, lack of participation, failure to complete a program, or unmet expectations does not, by itself, entitle you to a refund.**
# 2. No Refund Policy — All Sales Final **ALL SALES ARE FINAL. NO REFUNDS WILL BE ISSUED EXCEPT WHERE REQUIRED BY APPLICABLE LAW OR EXPRESSLY PROVIDED IN A SPECIFIC WRITTEN OFFER OR AGREEMENT.** This policy applies to purchases made through Erica Hostettler and EmpowHERed & Encouraged LLC, including, but not limited to: - Online courses and educational programs - Bible studies and discipleship resources - Digital downloads, guides, and workbooks - Memberships and subscription-based services - Group programs, mentoring, and coaching - Workshops, challenges, and training programs - Retreats, events, and other experiences, subject to any separate written event cancellation terms By completing your purchase, you acknowledge and agree that you have reviewed the product or program description, understand what is included, and accept the applicable refund and cancellation terms. Refunds will not be provided solely because you change your mind, do not participate, fail to complete the program, do not use the purchased materials, or do not achieve your desired results.
**Payment Plans:** If you select a payment plan for a product or program, you agree to complete all payments according to the payment agreement accepted at checkout. Choosing not to participate or discontinuing use of the program does not automatically cancel your remaining payment obligations.
**Subscriptions:** If you purchase a recurring subscription, you remain responsible for charges incurred before an effective cancellation. Cancellation of future renewals is governed by the subscription terms presented at checkout and applicable law. Nothing in this policy limits any non-waivable consumer rights or remedies provided by applicable law.
# 3. Business, Entrepreneurship, and Earnings Disclaimer Our entrepreneurship, business development, marketing, and financial education content is provided for educational purposes only. We do not guarantee that you will earn money, generate revenue, build a profitable business, achieve financial independence, or reach any specific financial milestone. Any income examples, business results, or financial achievements shared by Erica Hostettler or program participants are not representations of typical or guaranteed outcomes. Starting and operating a business involves financial risk, personal responsibility, and uncertainty. You are responsible for evaluating your own financial circumstances and consulting qualified business, legal, tax, or financial professionals as appropriate.
# 4. Real Estate and Investment Disclaimer Any real estate investing, property ownership, renovation, rental property, or financial education provided through our website or programs is for general informational and educational purposes only. We do not provide individualized investment, legal, tax, lending, or financial advice. Real estate investments involve risk, including possible financial loss, changing market conditions, unexpected expenses, financing challenges, and other circumstances outside our control. We do not guarantee property appreciation, rental income, investment returns, profitability, or financial success. You are responsible for performing your own due diligence and seeking guidance from licensed professionals when appropriate.
# 5. Faith-Based and Spiritual Content Disclaimer Our Bible studies, discipleship programs, faith-based resources, retreats, and spiritual encouragement are designed to support personal faith development, biblical learning, and Christian discipleship. We do not guarantee specific spiritual experiences, personal breakthroughs, relationship changes, emotional healing, or life outcomes. Faith-based teaching, encouragement, and mentorship are not substitutes for licensed medical care, professional counseling, or mental health treatment when needed. Your spiritual journey and personal decisions remain your own responsibility.
# 6. Personal Responsibility and Assumption of Risk By accessing our website, purchasing our products, or participating in our programs or events, you acknowledge that your participation is voluntary. You understand that implementing educational, business, lifestyle, or personal development information may involve risks. You agree to exercise independent judgment when deciding whether and how to apply any information provided. You are responsible for your own actions, choices, and outcomes.
# 7. Testimonials and Success Stories Testimonials, reviews, and success stories featured on our website, social media, or promotional materials reflect the individual experiences of those who provide them. These experiences are not necessarily typical and should not be interpreted as guarantees of future performance or results. Individual experiences and outcomes will vary.
# 8. Third-Party Resources and Links Our website and programs may reference third-party websites, products, services, resources, or professionals. We are not responsible for the accuracy, availability, performance, privacy practices, or content of third-party services. Any decision to use third-party resources is made at your own discretion and risk.
# 9. Limitation of Liability To the fullest extent permitted by applicable law, EmpowHERed & Encouraged LLC, Erica Hostettler, and their respective owners, employees, contractors, representatives, and affiliates shall not be liable for indirect, incidental, special, consequential, or punitive damages arising from the use of, or reliance upon, our website, educational materials, products, programs, or services. Nothing in this Disclaimer excludes or limits liability that cannot legally be excluded or limited.
# 10. Acceptance of Disclaimer By accessing our website, purchasing our products, or participating in our programs or services, you acknowledge that you have read and understood this Disclaimer. You understand that no specific results are promised or guaranteed and that purchases are subject to our all-sales-final refund policy and any applicable written purchase terms. This Disclaimer should be read together with our Terms of Use, Privacy Policy, and any additional agreements applicable to your purchase.
# 11. Contact Information If you have questions about this Disclaimer, our products, programs, or policies, please contact: Erica Hostettler - EmpowHERed & Encouraged LLC
Email: empowher@ericahostettler.com
Website: https://www.ericahostettler.com
© Erica Hostettler | EmpowHERed & Encouraged LLC. All Rights Reserved.